Model UH-1 · Crypto comparison
Exchange profile · BrokerChecked on: 5 October 2026

Bitpanda

MiCA-licensed · FMA (Österreich)

Real cost · buy + sell

4.99 %

Average of test trades of €100 and €500 in the app (Frankfurt School Blockchain Center & intas.tech, Jan–Feb 2026). With flat fees, the percentage depends on the order size.

How beginners buy there

Premium on buying and selling Bitcoin, included in the price. 0 to 2.49 % depending on the asset.

Rating

The overall score under our methodology follows once every field in the spec sheet is backed by a source. We don't score on the basis of gaps.

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Spec sheet

Type
Broker
Simple buy
0.99 % fee
Crypto assets
n/a
Savings plan
from €10.00
Savings plan intervals
weekly, every two weeks, monthly
Savings plan cost
Premium in the price: 0.99 % for Bitcoin and stablecoins, 1.49 % for other assets, 2.49 % for small-cap assets.
Staking
n/a
Withdrawals to own wallet
Yes
Offers leveraged products
n/a
SEPA deposit
n/a
Card deposit
n/a
PayPal deposit
n/a
Euro withdrawal
n/a
Bitcoin withdrawal
n/a

"n/a" means we could not verify the value yet. We don't guess.

Licence

Bitpanda GmbH

Supervisor
FMA (Österreich)
Home country
Austria
Authorised since
9 April 2025
LEI
5493007WZ7IFULIL8G21

Permitted services

  • Custody of crypto assets
  • Exchanging crypto for funds
  • Exchanging crypto for other crypto
  • Executing orders
Check in the ESMA register ↗

What users report

We don't have our own test account with this provider yet. So here we summarise what other users write publicly, in our own words.

Often praised

  • Friendly, fast support
  • Well-designed, simple app
  • EU regulation builds trust

Common complaints

  • High spreads when buying and selling
  • Account locks and delayed withdrawals without a clear reason
  • Tedious re-verification when personal details change

Themes from recent Trustpilot reviews, summarised on 5 October 2026.

Review sites are not representative: unhappy customers write more often, and providers that invite customers get more good reviews. We don't verify whether individual reviews are genuine. These voices never feed into our cost data or a score.

Sources

  1. Bitpanda Helpdesk – What fees and premiums can I expect to pay on Bitpanda?Aufschläge, Gebührenspanne · accessed 5 October 2026
  2. Bitpanda – Payment Methods and LimitsAuszahlung auf eigene Wallet · accessed 5 October 2026
  3. ESMA – Interim MiCA Register, CASPs (Stand 31.08.2026)MiCA-Lizenz · accessed 5 October 2026
  4. Blocktrainer – Neue Studie zeigt, das ist die günstigste Bitcoin- und Krypto-BörseRoundtrip-Kosten 4,99 % (Einzelwert der Studie) · accessed 5 October 2026
  5. Bitpanda – Krypto-SparplanSparplan: ab 10 €, Intervalle, Aufschläge · accessed 5 October 2026

Region

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The Global region shows providers for people living outside the EU and EEA, for example in Switzerland or the UK.